Federal Student Loan Consolidation

A Federal Direct Consolidation Loan allows you to consolidate (combine) multiple federal student loans into one loan. The result is a single monthly payment instead of multiple payments. There are many benefits to be included in a consolidation such a fixed interest rate, lower monthly payment, improved credit and one easy payment.

When working with Student Debt Service you will never have to deal with pushy and aggressive services and collections agencies again. We take over limited power of your loans only to negotiate and settle and keep up to date with documents for reapplication annually.

We take pride in meeting our customers’ needs in all areas of our organization. They are our reason for being and deserve the best we can provide in every way. We promise to handle everything for our customers in a kind, respectful, responsive, flexible, professional, and solution oriented manner.
Happy customers make a successful business. We pride ourselves with our customer service and if we can’t provide what was promised we will issue a 100% money back guarantee.
  • Change of consolidation programs
  • Change of debit date
  • Deferral or skipping a payment
  • Annual re-approval for certain consolidation programs