A Federal Direct Consolidation Loan allows you to consolidate (combine) multiple federal student loans into one loan. The result is a single monthly payment instead of multiple payments. There are many benefits to be included in a consolidation such a fixed interest rate, lower monthly payment, improved credit and one easy payment.
When working with Student Debt Service you will never have to deal with pushy and aggressive services and collections agencies again. We take over limited power of your loans only to negotiate and settle and keep up to date with documents for reapplication annually.
- Change of consolidation programs
- Change of debit date
- Deferral or skipping a payment
- Annual re-approval for certain consolidation programs